What are the first steps when someone dies?

May 06, 2024

A Guide for the First Days & Weeks

We all hope that the transition from life to death will be smooth, but unfortunately most deaths come with confusion and uncertainty. To provide some understanding, here are several next steps you can follow:

 

Immediately After Death

  • Colorado requires that a qualified medical professional is notified of the passing. If the death happens outside of a hospital, then you must notify the Coroner’s Office.
  • Work with the hospital or coroner to arrange to have your loved one taken to the Coroner’s Office. If you know your loved one’s organ donation wishes, make sure to communicate them.
  • Immediately secure your loved one's home, to insure against possible break-ins and theft. You want to secure all their property until the next legal steps happen.

 

The First Few Days

  • Look through your loved one's paperwork for important records. These include information for any burial planning, burial insurance, or general wishes. Then, do what you can to follow those wishes.
  • Contact the appropriate mortuary or crematorium and begin the process for final services.
  • If your loved one received public assistance benefits or was a veteran, there may be financial programs available. Check with appropriate authorities to determine that status.
  • While everything is pending, make sure to check their mail, answer their phone, take care of their pets, and keep other loved ones informed.
  • Handle the funeral and make sure to care for everyone.

 

The Next Few Weeks

  • Obtain certified death certificates from the County Coroner or mortuary. Remember you can always order more from the "Office of Vital Records" if you run out.
  • Provide death certificates for all financial assets. This includes financial accounts (checking accounts, credit cards, etc.), life insurance, retirement plans, utility and phone companies, and any source of their income (pension plan, PERA, Social Security). If you discover a safe deposit box, make sure that bank branch receives a death certificate.
  • Locate all estate and legal documents, including the originals if possible. This includes a Last Will, Trust Agreement, Beneficiary Deed, or Designated Beneficiary Agreements. If you cannot find documents but know who prepared them, contact the attorney's office.
  • Avoid collecting or cash out accounts until you know the next legal steps. Do not cash any income checks (e.g. from a pension) until you speak with an attorney. Certain income payments must be refunded after a person's death.


What next?

The process of dealing with death can be chaotic and terrifying. The attorneys at Opfer | Campbell P.C. have many years of experience helping survivors navigate these steps, so please call them today for a consultation. For a very comprehensive guide, click here for "When A Loved One Passes Away."

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